NIACL AO Recruitment 2025: Apply Online for 550 Vacancies – Complete Guide & Direct Link
Overview: The New India Assurance Company Limited (NIACL), a leading public sector general insurance company, has released the notification for the recruitment of Administrative Officers (AO) Scale-I for 2025. The current drive offers 550 vacancies in multiple disciplines including Generalists, IT, Legal, Accounts, and Risk Engineers. NIACL AO is one of the most competitive government sector exams, providing an excellent opportunity for freshers and experienced candidates to start a managerial career in insurance.
The selection will be through a three-stage process: Preliminary Exam, Mains (objective & descriptive), and Interview. This article provides all relevant details: category & discipline-wise vacancy breakup, eligibility conditions, key dates, step-by-step application process, detailed exam pattern and syllabus, salary, selection process, document checklist, FAQs, and official links for smooth application to NIACL AO 2025. |
Important Dates – NIACL AO Recruitment 2025
Event |
Date |
Notification Release |
08 August 2025 |
Online Registration Start |
09 August 2025 |
Last Date to Apply |
28 August 2025 |
Preliminary Exam (Online) |
22 September 2025 |
Mains Exam |
19 October 2025 |
Interview Schedule |
November–December 2025 |
Final Result |
January 2026 |
NIACL AO 2025 – Discipline and Category-wise Vacancy Details
Discipline |
UR |
OBC |
SC |
ST |
EWS |
Total |
Generalist |
183 |
90 |
50 |
25 |
42 |
390 |
IT |
22 |
13 |
7 |
2 |
4 |
48 |
Legal |
15 |
10 |
8 |
5 |
2 |
40 |
Accounts |
13 |
8 |
5 |
3 |
1 |
30 |
Risk Engineer |
19 |
9 |
5 |
2 |
2 |
37 |
Total |
|
550 |
Numbers above are as per official notification and may include reservation for PWD and horizontal categories.
Eligibility Criteria
- Nationality: Indian citizen.
- Age Limit: Minimum 21 years, maximum 30 years as on 1 August 2025. Relaxations: 5 years for SC/ST, 3 years for OBC, 10–15 years for PwBD and others as per government norms.
- Educational Qualification:
- Generalist: A Graduate/Post-Graduate in any discipline from a recognized University, minimum 60% marks (55% for SC/ST/PwBD).
- IT: B.E./B.Tech (IT/Computer Science/related) or MCA/M.Sc. (CS) or equivalent.
- Legal: Graduate/Postgraduate in Law with minimum 60% marks (55% for reserved).
- Accounts: ACA/FCA from ICAI or equivalent or B.Com/M.Com/MBA (Finance) with 60% (55% for SC/ST/PwBD).
- Risk Engineer: Graduate degree in Engineering with specialization as per notification.
- Others: Must possess all certificates and qualifications by the last date of online application.
Selection Process
- Phase I: Preliminary Exam (Online, 100 marks) – Objective type. Subjects: English, Reasoning, Quantitative Aptitude.
- Phase II: Mains Exam (Online, Objective + Descriptive, 250 marks) –
- Objective: Reasoning, English, General Awareness, Quantitative Aptitude, and subject-specific Test for specialists.
- Descriptive: English Letter & Essay writing.
- Phase III: Interview – Shortlisted candidates (based on Mains) called for interview.
- Final Merit: Combined marks of Mains (weightage 80%) + Interview (20%). Provisional allotment subject to document verification and medical.
NIACL AO 2025 Exam Pattern
Phase I: Prelims (Objective)
Section |
No. of Questions |
Marks |
Duration |
English Language |
30 |
30 |
1 hour |
Reasoning Ability |
35 |
35 |
Quantitative Aptitude |
35 |
35 |
Total |
100 |
100 |
|
Phase II: Mains (Objective + Descriptive)
Section (Generalist) |
No. of Qs |
Marks |
Duration |
Reasoning Ability |
50 |
50 |
40 min |
English Language |
50 |
50 |
40 min |
General Awareness |
50 |
50 |
30 min |
Quantitative Aptitude |
50 |
50 |
40 min |
Total (Objective) |
200 |
200 |
2 hr 30 min |
Descriptive Test: English – Essay and Letter Writing (30 min, 30 marks) |
Negative marking: 1/4th mark per wrong answer in Objective papers.
How to Apply Online for NIACL AO 2025
- Visit NIACL Official Recruitment Website: https://www.newindia.co.in/recruitment
- Click “Apply Online for Administrative Officers 2025”.
- Register using valid email ID and mobile number (generate Registration No. and Password).
- Fill the online form: personal details, qualifications, discipline, and preference.
- Upload Photograph, Signature, Left Thumb Impression, and Handwritten Declaration as per instructions.
- Pay the application fee online using Net Banking, Credit/Debit Card, or UPI.
- Preview and submit the application form. Download and print the confirmation page and fee receipt for reference.
Application Fee
Category |
Fee (Incl. GST) |
General, OBC, EWS |
₹850 |
SC, ST, PwBD |
₹100 |
Salary and Benefits
NIACL AO Scale-I is a lucrative central government position. The initial basic pay is ₹50,925/- per month (other upgrades included), with gross emoluments at metropolitan centers approximately ₹80,000–₹85,000 per month. Officers are entitled to DA, HRA/Lease Rental, Medical, Performance-linked Incentives, LFC, Group Insurance, defined contributory pension, and promotional opportunities.
Key Documents Required
- 10th & 12th marksheets/certificates
- Graduation/Post-Graduation certificates
- Professional degree certificates (Law/CA/Engineering, etc.)
- Caste/Category certificate, if applicable
- PWD/EWS certificate, if applicable
- Valid photo ID proof (Aadhar, PAN, Voter ID, Passport, etc.)
- Application fee proof (payment receipt)
Important Official Links for NIACL AO 2025
Frequently Asked Questions (FAQs) – NIACL AO 2025
- Q1: Who can apply for NIACL AO 2025?
- A: Graduates/Postgraduates (as per discipline), aged 21–30 years (with relaxations), meeting all eligibility norms can apply.
- Q2: Is there negative marking in the exam?
- A: Yes, 1/4th marks are deducted for every incorrect answer in objective papers (both Prelims and Mains).
- Q3: Can final year students apply?
- A: No. All educational qualifications and mark sheets/certificates should be available by the last date of online registration.
- Q4: How will the NIACL AO 2025 selection be done?
- A: Through Prelims, Mains, and Interview. Marks of Mains and Interview are used for final merit.
- Q5: Is there any interview?
- A: Yes. Shortlisted candidates based on Mains will be invited for interviews.
- Q6: What is the expected salary after joining as AO?
- A: Gross emoluments in metropolitan centers about ₹80,000+ per month including all allowances.
Best wishes to all aspirants for NIACL AO 2025! Apply carefully, prepare strategically, and secure a prestigious career in India’s premier general insurance company.