NIACL AO Recruitment 2025: Apply Online for 550 Vacancies – Complete Guide & Direct Link

NIACL AO Recruitment 2025: Apply Online for 550 Vacancies – Complete Guide & Direct Link

Overview:
The New India Assurance Company Limited (NIACL), a leading public sector general insurance company, has released the notification for the recruitment of Administrative Officers (AO) Scale-I for 2025. The current drive offers 550 vacancies in multiple disciplines including Generalists, IT, Legal, Accounts, and Risk Engineers. NIACL AO is one of the most competitive government sector exams, providing an excellent opportunity for freshers and experienced candidates to start a managerial career in insurance.

The selection will be through a three-stage process: Preliminary Exam, Mains (objective & descriptive), and Interview. This article provides all relevant details: category & discipline-wise vacancy breakup, eligibility conditions, key dates, step-by-step application process, detailed exam pattern and syllabus, salary, selection process, document checklist, FAQs, and official links for smooth application to NIACL AO 2025.
Important Dates – NIACL AO Recruitment 2025
Event Date
Notification Release 08 August 2025
Online Registration Start 09 August 2025
Last Date to Apply 28 August 2025
Preliminary Exam (Online) 22 September 2025
Mains Exam 19 October 2025
Interview Schedule November–December 2025
Final Result January 2026

NIACL AO 2025 – Discipline and Category-wise Vacancy Details

Discipline UR OBC SC ST EWS Total
Generalist 183 90 50 25 42 390
IT 22 13 7 2 4 48
Legal 15 10 8 5 2 40
Accounts 13 8 5 3 1 30
Risk Engineer 19 9 5 2 2 37
Total   550
Numbers above are as per official notification and may include reservation for PWD and horizontal categories.

Eligibility Criteria

  • Nationality: Indian citizen.
  • Age Limit: Minimum 21 years, maximum 30 years as on 1 August 2025. Relaxations: 5 years for SC/ST, 3 years for OBC, 10–15 years for PwBD and others as per government norms.
  • Educational Qualification:
    • Generalist: A Graduate/Post-Graduate in any discipline from a recognized University, minimum 60% marks (55% for SC/ST/PwBD).
    • IT: B.E./B.Tech (IT/Computer Science/related) or MCA/M.Sc. (CS) or equivalent.
    • Legal: Graduate/Postgraduate in Law with minimum 60% marks (55% for reserved).
    • Accounts: ACA/FCA from ICAI or equivalent or B.Com/M.Com/MBA (Finance) with 60% (55% for SC/ST/PwBD).
    • Risk Engineer: Graduate degree in Engineering with specialization as per notification.
  • Others: Must possess all certificates and qualifications by the last date of online application.

Selection Process

  • Phase I: Preliminary Exam (Online, 100 marks) – Objective type. Subjects: English, Reasoning, Quantitative Aptitude.
  • Phase II: Mains Exam (Online, Objective + Descriptive, 250 marks) –
    • Objective: Reasoning, English, General Awareness, Quantitative Aptitude, and subject-specific Test for specialists.
    • Descriptive: English Letter & Essay writing.
  • Phase III: Interview – Shortlisted candidates (based on Mains) called for interview.
  • Final Merit: Combined marks of Mains (weightage 80%) + Interview (20%). Provisional allotment subject to document verification and medical.

NIACL AO 2025 Exam Pattern

Phase I: Prelims (Objective)
Section No. of Questions Marks Duration
English Language 30 30 1 hour
Reasoning Ability 35 35
Quantitative Aptitude 35 35
Total 100 100  
Phase II: Mains (Objective + Descriptive)
Section (Generalist) No. of Qs Marks Duration
Reasoning Ability 50 50 40 min
English Language 50 50 40 min
General Awareness 50 50 30 min
Quantitative Aptitude 50 50 40 min
Total (Objective) 200 200 2 hr 30 min
Descriptive Test: English – Essay and Letter Writing (30 min, 30 marks)
Negative marking: 1/4th mark per wrong answer in Objective papers.

How to Apply Online for NIACL AO 2025

  1. Visit NIACL Official Recruitment Website: https://www.newindia.co.in/recruitment
  2. Click “Apply Online for Administrative Officers 2025”.
  3. Register using valid email ID and mobile number (generate Registration No. and Password).
  4. Fill the online form: personal details, qualifications, discipline, and preference.
  5. Upload Photograph, Signature, Left Thumb Impression, and Handwritten Declaration as per instructions.
  6. Pay the application fee online using Net Banking, Credit/Debit Card, or UPI.
  7. Preview and submit the application form. Download and print the confirmation page and fee receipt for reference.

Application Fee

Category Fee (Incl. GST)
General, OBC, EWS ₹850
SC, ST, PwBD ₹100

Salary and Benefits

NIACL AO Scale-I is a lucrative central government position. The initial basic pay is ₹50,925/- per month (other upgrades included), with gross emoluments at metropolitan centers approximately ₹80,000–₹85,000 per month. Officers are entitled to DA, HRA/Lease Rental, Medical, Performance-linked Incentives, LFC, Group Insurance, defined contributory pension, and promotional opportunities.

Key Documents Required

  • 10th & 12th marksheets/certificates
  • Graduation/Post-Graduation certificates
  • Professional degree certificates (Law/CA/Engineering, etc.)
  • Caste/Category certificate, if applicable
  • PWD/EWS certificate, if applicable
  • Valid photo ID proof (Aadhar, PAN, Voter ID, Passport, etc.)
  • Application fee proof (payment receipt)

Important Official Links for NIACL AO 2025

Resource Link
NIACL Official Recruitment Portal newindia.co.in/recruitment
NIACL AO 2025 Notification PDF Download Notification PDF
Direct Apply Online Link Apply Here
Previous Year Cut-Off & Trends View Cut Off Analysis
Helpdesk 1800-220-160 / recruitment@newindia.co.in

Frequently Asked Questions (FAQs) – NIACL AO 2025

Q1: Who can apply for NIACL AO 2025?
A: Graduates/Postgraduates (as per discipline), aged 21–30 years (with relaxations), meeting all eligibility norms can apply.
Q2: Is there negative marking in the exam?
A: Yes, 1/4th marks are deducted for every incorrect answer in objective papers (both Prelims and Mains).
Q3: Can final year students apply?
A: No. All educational qualifications and mark sheets/certificates should be available by the last date of online registration.
Q4: How will the NIACL AO 2025 selection be done?
A: Through Prelims, Mains, and Interview. Marks of Mains and Interview are used for final merit.
Q5: Is there any interview?
A: Yes. Shortlisted candidates based on Mains will be invited for interviews.
Q6: What is the expected salary after joining as AO?
A: Gross emoluments in metropolitan centers about ₹80,000+ per month including all allowances.
Best wishes to all aspirants for NIACL AO 2025! Apply carefully, prepare strategically, and secure a prestigious career in India’s premier general insurance company.

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